8 ways to raise high wealth business treasures
When parents are making up for all kinds of financial management knowledge, I wonder if you have also drawn an important member of your family, the baby, into our interest group?
Foreign parents have always been well-known for their children’s financial education.
Indeed, letting children establish the correct concept of financial management from a young age is of great benefit to family financial management and the future growth of the baby.
With the development of society, people’s lives are more and more affected by market economic conditions.
China is constantly changing from a planned economy system to a market economy system. The family economy model has also changed from the previous fixed income model to a floating income model.
Let children understand socio-economic phenomena from a young age, cultivate children’s respective financial consciousness, have the ability to children’s intellectual, emotional, psychological development and maturity, and make the gradual family consumption more rational.
Different ages have different learning tasks that are affected by cognitive abilities, and children of different ages will have different perceptions of “finance”.
Then, in their daily life, parents can randomly let the baby understand the following concepts about “wealth”: 2 years old: start to contact money, know that there is such a circulation in life.
3 years old: Began to recognize coins and banknotes.
4 years old: Knowing that the unit of currency is Yuan, Jiao, and Cent, recognizing that we can’t buy everything out, so we have to make a choice.
5 years old: know that different currencies can buy different amounts of goods, and how the money comes.
6 years old: How much money can I find and count a lot of coins.
8 tricks to train young cashiers who know the concept of “finance” that children of all ages should understand. Here are some practical ways to cultivate a variety of financial concepts: 1. Understanding and familiarity with coins. We often see parents bringingWith 1?
A 2-year-old baby rides in a variety of children’s play carts. When they see these game and entertainment equipment, they often get excited and want to drive quickly.
At this time, mom and dad can give little money to the baby and let the baby buy the game currency by themselves.
After the game coins are put into the machine, the baby can enjoy the pleasant feeling of dangling in Donald Duck cart or Mickey Mouse rocking chair.
By using the money to exchange game coins, the baby gradually knows that there is such a circulation in the life. By giving someone some money, they can exchange the coins for carrying the game car, so that they can enjoy themselves.
2, know where the money comes from When the baby gradually understands that everything in life needs to be exchanged for money, when he needs something, he often likes to let his parents go to the wallet to get money.
At this moment.
Mom and Dad need to tell the baby: “Money is not what you want, you have to save it, and you run out of money.
“Baby will be curious, why don’t you just have money?
At this time, parents can tell the baby: “Dad and mother go to work every day, work hard, and then get a salary, which is a sum of money, so money is earned through labor.
“”, The baby understands that labor can create wealth.
3, know where to spend the money baby understand that the money is the hard work of parents and moms, they will come up with the idea of helping parents save money.
Some babies will wonder when their parents pay the kindergarten: “Why pay the kindergarten?
“At this time, the parents can tell the baby:” You need money to eat every day in the kindergarten, and the teacher also needs to live. This is the teacher’s job, so pay the teacher.
“So the baby understands that money can always buy goods and services.
When you enjoy the services of others, you also have to pay.
Inspired by something, the baby will develop a desire to grow up to do a certain job, because work can bring income to his life.
When you grow up and want to work, you must learn the skills from an early age.
These concepts have been made clear. Moms and dads don’t even give babies material incentives, and babies will understand the value of learning skills.
Gradually formed the inner motivation of self-excitation.
4. Playing poker swap games understands the basic origins and uses of money. When parents are resting at home, they can also play some coin swap games with their babies.
Of course, because the coins are in circulation and the bacteria on them are multiplying, it is not appropriate for children to play with them. Mom and dad can use playing cards instead.
For example, a piece of 10 can buy a plastic fish, a piece of 5 can buy an apple, and see how much money the apples, pears, small fish, etc. can sell at home.
Your baby may not be very clear, but such games can still let your baby understand the process of currency exchange.
5. Recognize the currency value of money When your baby can recognize the numbers, you can let your baby find the numbers on the coins, and let your baby know the units of currency: yuan, angle, and cent.
When the baby wants to eat a pack of QQ sugar, the parents can give the baby 1 yuan, and the baby can see the 1 yuan exchange for a pack of QQ sugar.
Gradually, when the baby wants to buy a few more bags at a time, the parents can give the baby 2 yuan and exchange the baby with two bags of QQ sugar.
When a little guest comes to the house and needs a packet of sugar for each child, give the baby a 5 yuan note, so that the baby sees this big banknote and returns 5 packets of QQ sugar.
By using money in this way, the baby can gradually recognize the value of various banknotes and coins.
6, understand the cheap and expensive When you let your baby try to buy, parents can let your baby understand that the goods are cheap and expensive, at the same time let the baby understand that he can not buy everything in the supermarket, so he boughtIt’s time to make a choice.
Mom and Dad can consciously let the baby look at the price tag of the product, knowing that the price tag represents the money they have to pay.
When buying fruit juice, milk, yogurt.
You can compare the bottle size and bottle size with the baby. The smaller the price tag number, the cheaper it is.
When buying bread and cake, you can also take your baby to watch at different times.
These fresh foods are usually more expensive during the day.
By night, it’s relatively cheap.
By comparison, the baby gradually knows that the same product will have different prices, and when they buy it, they must choose a practical one.
7, open an account to save money for New Year’s Day through the arrival of holidays, many babies get a considerable amount of New Year’s money.
Mom and dad can go to the bank to open an account for the baby and help the baby save his New Year’s money.
Every year, the baby sees his new year’s money grows as he adds to his savings, and also generates a small index.
You will understand that extra money is used for savings and can bring you small gains.
If an elder in the family becomes ill, the parents can encourage the baby to use their savings to buy some nutritional products for the elders and send them warmth and comfort.
In this way, the baby knows that his savings can also help the family when they are in difficulty, and will understand the value of preservation.
8. Knowing finances often When parents watch TV programs and listen to financial news, some words called “financial turmoil”, “agriculture”, “industry”, “business”, “service” will enter the baby’sear.
If the baby asks: “What is a financial turmoil?
“Father and mother can tell the baby in plain language:” The financial turmoil is that someone borrows money to buy things, and suddenly finds that the money has been borrowed, and he can no longer borrow money, and things have to be returned to others.The storm took everything away.
“By understanding and paying attention to these socio-economic phenomena, the baby will gradually understand more and more financial management knowledge.
In short, the key to financial education is to let your baby understand that wealth is created by labor.
It’s like a famous Japanese educating child: Except sunlight and air are given by nature, everything must be obtained through labor.